Our Services

PRODUCTS & SERVICES
OFFERED TO INDIVIDUALS AND BUSINESSES

 

As independent agents we work to match your needs with the appropriate products and services available. Some of the insurance companies we work with are Aetna, AIG/American General, Allianz, Assurant Health, Blue Cross Blue Shield of Florida, Genworth, Golden Rule, Hartford, Humana, John Hancock, ING, Metlife, Prudential, Sun Life of Canada, Transamerica, United Healthcare, West Coast Life, and others.

 

Products

  • Whole Life Insurance
  • Universal Life Insurance
  • Term Life Insurance
  • Joint and Survivorship Life Insurance
  • Variable Universal Life Insurance
  • Group Life Insurance
  • Critical Illness Insurance
  • Disability Income Insurance (Group and Individual)
  • Health Insurance (Group and Individual)
  • Dental Insurance (Group and Individual)
  • Long-Term Care Insurance  (Individual and Multi-Life)
  • Key Person Insurance
  • Fixed and Variable Annuities
  • Mutual Funds, Stocks and Bonds*
  • REIT's
  • ETF's
  • Wealth Management Services
  • Separately Managed Accounts

 

Uses For Our Products

Protection for Family Employee Benefits
 Investment Advisory Services* Business Continuation Strategies
Mortgage Protection
(through Life Insurance and Disability Income Insurance)		 Deferred Compensation Plans   
College Funding Strategies  Business Overhead Expense Insurance 
529 College Savings Plans Buy-Sell Agreement Funding
IRAs (Conventional and Roth) Split Dollar Plans
Tax Harvesting Strategies Executive Bonus Plans
Estate Conservation Strategies Salary Continuation Plans
 Asset Allocation Strategies Pension Plans
401(k), 403(b), SEPs, SIMPLEs, KEOGHs  Charitable Giving Strategies

Services

  • Computerized Financial Profiles
  • Insurance Program Review
  • Estate Analysis
  • Portfolio Reviews
  • Socially Responsible Investment Strategies

 

*Securities and Advisory Services offered through Royal Alliance Associates, Inc. Member FINRA/SIPC and a Registered Investment Advisor.